diving in

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spent the morning yesterday at a coupon & freebie seminar hosted and put on by freebies 2 deals. melea the writer and creator of freebies 2 deals was adorable and extremely informative for all my coupon, money saving, freebie finding needs. must admit, am new to the “couponing” & “frugal” world.

budget has almost always been a four letter word in my vocabulary. along with save. as in save for a rainy day, or save an emergency fund. ummm. yeah. not very familiar with either concept. not going to lie. a typical grocery store trip consists of me craving something on my way home from work, stopping at our local harmons (i adore harmons) picking up what i am craving and then throwing whatever else looks good into the cart on my way out. no coupons. no price comparison. no driving to different stores to get the best price. nothing. nada. zip. zilch. i’m pretty sure i rarely enter any store with a list in hand, let alone coupons to go with that list and the idea of having two coupons, a store coupon and a manufacturer coupon? huh? what the? really? you can use both? i didn’t know there was a difference.

yes. i am that clueless when it comes to saving money. i’ve always just thrown my hands up in the air and said, “who has the time?”, “that’s just for stay at home moms with too much time on their hands”, or “i’d rather find ways to make money than save money. i’d rather work than clip coupons.”

then along came a lady on good things utah. a frugal lady. a cheap lady. a lady who makes her own glass/window cleaner for – get this – 14 cents a bottle. as compared to a bottle of windex at $2.36 a bottle! seriously?!? that’s a savings of $2.22. my jaw literally dropped to the floor. especially since it took her literally less than two minutes to add everything into the bottle and shake. i will never buy window cleaner again.

for some reason during that segment something clicked in my brain, a light bulb above my head went “ding”. i began thinking of how many other things there have to be in my home that i could make or purchase cheaper that i really just don’t care about. ie cleaning products, house supplies, toilet paper, etc. and that by purchasing those cheaper or making them cheaper, there’s that much more i can spend on things i actually do care about like trips with my husband, clothes, home decor, my diet coke addiction, etc. i mean, all truth be told, who cares what i clean my windows with, right? so may as well spend .14 cents a bottle and spend a minute or two mixing it vs. stopping at the store and spending mega bucks.

the fact that my husband starts medical school in about four months and i plan to “try on” being a stay at home mom, is also probably a major factor in why i’m suddenly drawn to figuring out how to cut costs in every area yet still live a good lifestyle. i really don’t want a major lifestyle change. i’m rather attached to my hair appointments every 6-8 weeks and to my gym membership at the fabulous lifetime fitness. i am a more attached though to my little man never attending daycare or spending the majority of his young years with someone else, who is not mom. so, cuts and changes will have to be made somewhere. may as well be in my cleaning supplies and grocery bill.

i say “try on” being a stay at home mom because since i was 13, i’ve had a job. an on the payroll, getting a real true paycheck, job. i’ve had multiple jobs at once most of the time. i have always worked. i worked all through junior high and high school, i worked while taking AP classes, i worked while being president of an organization my senior year, i worked while taking 21 credits in college, i’ve kept working while being a mom (i get to take the little man with me – it’s fabulous!). basically, i’ve worked. i’ve always worked. i’ve never known not working. in fact, my social life has mainly been the people i work with. so really, i look around and think, what will i do with my day when i’m not working?!? what will i fill my time with? i’m so used to juggling work and everything else at the same time. so yes. i’ll be trying on being a stay at home mom. admittedly, am already brainstorming though some ideas of how i can keep working, even if it means starting my own business. i can’t see the no job thing lasting very long. i’m too type a. i need an outlet. for my sake and for my family’s.

so yes. i am diving into the world of “budgeting”. into the world of finding the best deal. i’ve decided it’s not just for stay at home moms and it’s about time i make the time to get our finances into tip top shape. it’s about time i really look at where my/our money is going. not so i can hoard it away and be stingy and overly frugal (my worst nightmare and why i have an aversion to all things money saving related), but so i can spend it more wisely on things i really care about. so i can spend it on things that move, touch and inspire me. so my family can live lives we love without worrying about the $$$ signs.