Category Archives: 2012 Money Plan

Love Saving Money On Groceries!

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as mentioned yesterday, this year i’ll be posting periodically each month about our $200 a month grocery & home goal. here is what has been spent so far in january: 
  • $8.25 for 4 boxes of quaker dinosaur oatmeal on amazon (reg. $12.06). am hoping that oatmeal with dinosaur eggs in it will be more appealing to my three year old little man who currently is not so keen on oatmeal. (i have found i can generally get regular oatmeal for under a $1.00 a box so this was a splurge…but my end goal was to get ti guy to eat it so i went for the dino’s & spent more.)
  • $26.50 on bountiful baskets. i picked this up saturday and spent $16.50 on the produce & $10 for 5 loaves of 9 grain braid. this our bread for the month (4 loaves went right in the freezer) and a great start to our fruits and veggies. 
  • $4.04 at king soopers for some tide stain release & hair products! 
  • Total spent to date: $38.79 

here is how I was able to get 2 packs of tide stain release and 2 aussie hair products for only $4.04 (just ignore the pudding in the photo, it’s being taken back):

Purchased 2 Tide Stain Release at $5.99 each (On Sale)
Purchased 2 Aussie Hair Care Products at $2.79 each (On Sale)
Used 2 of the $1.00 off of one Aussie Hair Care Product Coupon from the 01-01-11 PG
Plus, used 2 of the $2.00 off Tide Stain Release Coupon from the 01-01-11 PG
Plus, got $4.00 for purchasing 4 P&G products (in store promotion)
Plus, got an additional $4.00 off at checkout for sharing the promotion online earlier in the week 
Total cost only $4.04 after tax! 

had i paid full price for those 4 items i would have spent around $22.24, so that was a savings of $18.20! 
and there you have it, that is what we have spent so far this month. if you want to learn more about saving money on your groceries make sure you check out freebies2deals
**side note: we did make one trip to costco and one trip to king soopers right when we got back from utah that are not included. these trips total were for around $70-$75, but they are not being counted because we were replacing some items that had been ruined (by our freezer being turned off by some flooring people) when we were out of town. we are hopefully getting a check back from the company…crossing our fingers…and so that was left out of the year to date goal because we should be getting the money back. that’s another story for another time though… 

2012 Money Plan!

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it’s a new year. that means new goals, and for me…a new money plan.

now, let’s be clear here…we all know money has never been my strong point. i definitely prefer to spend money than save it. that doesn’t mean i don’t prefer to save money when purchasing things, i definitely do (i even work for a money saving site)! i just like to go spend that saved money almost immediately after saving it on a pedicure or massage…preferably at the kura door in salt lake! in my book the past while it hasn’t been a penny saved is a penny earned…it’s been a penny saved is a penny put towards new shoes!

well, this year, i (and broc) decided that needs to change. broc’s school situation will be changing in about 5-6 months (he’ll be advancing on to the clinical rotation part of med school) which means we will be moving (who knows where, but there will be a move)! and, when we move, i’d prefer our finances be such that we have more options available to us than a 1 bedroom apartment in some crazy scary neighborhood!

i’ve actually been told by broc that there is a very strong possibility of us actually being able to purchase a home! um…did the heavens just open and the angels start singing??? a home? of our own? YES PLEASE! we have not been in a place of our very own since the first 6 months of our marriage and that was almost 5 years ago (and that was a little basement apartment that i adored)!!! of course there are no guarantee’s, but just hearing that a home is even remotely a possibility, has given me all the motivation i need to whip our finances into shape.

in fact, i may even admit i’m warming up to the word budget! shocking i know!

with that said, our “budget” for 2012 for our food & household supplies is $200.00 a month. which, in all honestly, is actually a very lenient budget. there are families of 4-6 that have budgets of only $100-$150 a month… so i’m feeling very comfortable that $200 is a decent goal (especially for someone like me who is still learning to simplify. yes… my simplify goal has even crossed over to my spending! no…the world is not ending).

to help me keep this goal and to help me keep track, every few days (or at least once a week) i’ll be posting a summary of what i’ve spent so far. i think putting it up here on le blog will help me have some accountability and help remind me of our end goal which is our own little happy place in 6-8 months.

here’s to the word budget & i becoming actual friends this year!